Jim is the founder and managing partner of Frego and Associates, which has been the largest bankruptcy firm in Michigan for 15 years, and is one of the 10 largest consumer bankruptcy firms in the United States. Nationally recognized as an expert in the field, Jim has dedicated most of his legal career to helping people get debt relief from financial concerns of all kinds. He has used his knowledge & experience to teach several classes and seminars for other lawyers on how to help people and properly handle bankruptcy cases. A graduate of the University of Michigan and Loyola Law School, Jim has handled and filed more bankruptcy cases than anyone else in the history of the State of Michigan, and is independently Certified as a Specialist in Consumer Bankruptcy by the American Board of Certification. Jim’s passion for helping people comes from his belief that everyone deserves a second chance and sometimes bad things happen to good people.