Christopher J. Montalbano has more than 30 years experience in the title business, having started out as a title examiner. Since then he has underwritten and closed some of Rhode Islands largest and most complex transactions. A member of the Rhode Island and Massachusetts Bars, Chris regularly assists other attorneys throughout the region, advising them on complex real estate issues including condominiums, subdivisions, zoning and land use and development, and often serves as an expert witness in real estate related litigation. A frequent lecturer, he is the former president of the Rhode Island Conveyancers Association and a past member of the North Kingstown Zoning Board. He holds a B.A. from Providence College and a Juris Doctor from Suffolk University School of Law.

I am a member of the National Academy of Elder Law Attorneys and am part of the Practice Development and Practice Management Section. Several times per year I attend the Medicare and Elder Law updates put on by the Foundation for Continuing Education and hold their Certificate in Trust & Estate Planning.

Ruby Montes is the Managing Partner of Heiress Law, a boutique estate planning, probate, and elder law firm serving clients across Florida and New York. With over 20 years of legal experience, Ruby is dedicated to helping families plan for the future with compassion and clarity. A proud New York–born Latina licensed in both Florida and New York, Ruby has built her career on advocacy, cultural competence, and empowering diverse communities—including LGBTQ+ individuals, international families, foreign investors, blended families, and those with special needs. After launching Wake Law in 2016, Ruby merged with Skyers Law Group to form Heiress Law, expanding access to quality legal services across both states. Beyond her practice, she serves on multiple nonprofit boards, co-founded the Tampa Bay Latin Chamber of Commerce, and mentors aspiring estate planning attorneys. Ruby Montes is more than a lawyer—she’s a trusted advisor, community leader, and passionate advocate for legacy building.

Georgina D. Montgomery is a seasoned personal injury attorney with more than a decade of experience advocating for individuals and families across Virginia. She focuses her practice on complex injury cases, including automobile accidents, maritime claims, and catastrophic injury matters, bringing a strategic, trial-ready approach to every case. Recognized in The Best Lawyers in America® for Personal Injury Litigation – Plaintiffs, Georgina has earned the respect of both clients and peers for her legal skill, professionalism, and results-driven advocacy. Her background working with insurance companies provides a distinct advantage—allowing her to anticipate defense strategies and position cases for maximum recovery. Georgina is known for delivering meaningful outcomes in high-stakes cases, including securing verdicts significantly exceeding insurance company offers, demonstrating her willingness to take cases to trial when necessary.